4 Things the Insurance Company Doesn’t Want You To Do After Your Car Accident

Insurance companies are for-profit businesses. Paying car accident claimants what they deserve for their claim directly conflicts with making a profit. There are several actions they don’t want claimants to take that can hurt their profits.

You should be able to rely on car insurance companies to do the right thing after there’s an accident. However, doing the right thing conflicts with their goal to increase profits. If they pay you and every claimant fairly for their injuries after a car accident, it won’t help them make money. As such, they use many strategies to legitimize unfair payments and claim denials. You may not be great at detecting their tactics, but an experienced Round Rock personal injury lawyer is. Here are some things the insurance company doesn’t want you to do when you file a car accident claim.

1. Refuse to Give a Recorded Statement

Within a few days of filing a car accident claim, an insurance adjuster working for the insurance company will call you. They will likely come across as friendly and genuinely concerned for your well-being. During this conversation, they usually request that you give a recorded statement. They will ask questions about how the accident happened and your injuries. If you provide a recorded statement, you might say something innocent that the adjuster could twist to benefit the insurance company. You have a right to refuse to give a recorded statement to protect your interests.

2. Seek Medical Care for Your Injuries

When you seek medical care for your injuries, your injuries and their severity are documented. Your Round Rock personal injury lawyer can prove the car accident caused your injuries and why you deserve compensation based on their severity with the documentation. Suppose you don’t seek medical care or wait to seek medical care. In that case, the insurance company will usually attempt to say that you weren’t that injured and therefore don’t have a valid claim.

3. Retain Evidence

The insurance company hopes you aren’t informed enough to take pictures of the accident scene, the vehicles involved, and your visible injuries. They don’t want you to get witnesses’ information who might say something in support of your claim. Any evidence you have in support of your claim is potentially evidence against them.

4. Hire a Round Rock Personal Injury Attorney

Finally, and perhaps most of all, the insurance company doesn’t want you to consult with a seasoned Round Rock personal injury attorney. They realize that you will know what your claim is really worth and won’t accept a low settlement offer once you talk to and hire an attorney. They know that they must speak to your attorney instead of communicating with you directly in the hopes that you might say something to damage your claim. An attorney will inform you of your legal rights and options, which the insurance company doesn’t want you to know about. 

Were You in a Car Accident? Call a Seasoned Round Rock Personal Injury Lawyer Today

You have legal rights you can exercise. Don’t let the insurance company take advantage of you. Doing the things they don’t want you to do, including scheduling a consultation with an attorney at the Elissa I. Henry Law Firm, will benefit you and not them. Having legal representation can protect you from the tactics of the insurance company and maximize your claim. Call (512) 766-4529 today or completing our online contact form to learn more about the services we offer.